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SHAREMARKETS STILL VERY VOLATILE
- 12 August 2011

Despite yesterday's gains in the US sharemarket and their potentially positive impact on Australian shares today, markets remain extremely volatile. Analysts are not taking the overseas recovery for granted and are expecting further ups and downs in what has been described as a 'bungee cord market'.

Your super in a volatile market

Although ups and downs in investment markets are a normal part of market behaviour, they can be very unsettling - tempting investors to make snap decisions that are inappropriate for their long-term goals.

If you decide to crystallise your losses and move your investment, you could miss out on opportunities when markets recover.

Super is long-term investment so you're likely to experience a number of peaks and troughs along the way. When the going gets difficult - as it inevitably will from time to time - it's important to:

• keep your long-term goals in mind
• think long-term gains rather than short-term losses
• avoid knee-jerk reactions and short-term fixes.

History shows that holding on to your long-term plan is a better response than panicking and making inappropriate investment changes. If your time horizon and personal circumstances have not changed, there should generally be no need to change your investment strategy.

Need advice?

Talking to a financial adviser can help you assess your options and make the right investment decisions - particularly if your time horizon or personal circumstances have changed. If you do not have an adviser but would like to be put in touch with one, call us on 1300 880 588.

This information is general in nature and should not be relied on as advice (personal or otherwise) as your personal needs, objectives and financial situation have not been considered. Before deciding whether a particular Aon Master Trust product is right for you, please consider the relevant Product Disclosure Statement or talk with your financial adviser. This document has been prepared by Aon Consulting Pty Limited (ABN 48 002 288 646, AFSL 236667) trading as Aon Hewitt a related body corporate of the trustee of the Aon Master Trust (ABN 68 964 712 340), Aon Superannuation Pty Limited (ABN 83 057 982 822, AFSL 237465). This is a relationship that might reasonably be expected to be capable of influencing Aon Hewitt when the company provides financial product advice to clients in respect of the Aon Master Trust. While every care has been taken in the production of this document and the information contained in it has been obtained from sources that Aon Hewitt believes to be reliable, Aon Hewitt does not make any representation as to the accuracy of this document and accepts no liability for any loss incurred by any person who may rely on it. In any case, any recipient shall be entirely responsible for their use of this document.

© 2011 Aon Hewitt